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4.01% APY*

Open a Power Checking account today!

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Power Checking

  • Free Initial Visa® Debit Card
  • No Monthly Service Charge/Maintenance Fee
  • $100 Minimum initial deposit
    With no required minimum balance to maintain account
  • Free online Bill Pay for standard delivery transactions1
  • Free2 electronic statement option
  • Tiered Interest rate
  • Free online check images
  • Free ATM3 transactions at MoneyPass® ATMs
  • The convenience of a mobile banking app.
  • Gives you the power to earn a higher interest rate

Current Rates

 

 *Annual Percentage yield (APY) effective as of October 13, 2023. All activity requirements must be met to earn the 4.01% APY. The non-qualified APY is 0.05% for accounts not meeting all activity requirements. For accounts meeting activity requirements, if your average daily balance is $25,000 or less, the APY will be 4.01%. If the account meets all activity requirements and your average daily balance is greater than $25,000, the APY for this tier will range from 4.01% to 2.08%, depending on the balance in the account. (The APY range for this tier was calculated based on average daily balances between $25,000.01 and $50,000. APY can vary based on account balance.) To earn the higher APYs, the following three activity requirements must be met. First, at least 18 debit card transactions must post to the account each statement cycle. Please note that these transactions may not post to the account on the same day that the transaction occurred. Pin-based or signature-based point-of-sale transactions are the only transactions that count. ATM transactions do not count toward the 18 required transactions. Second, enrollment in e-statements is required to earn the higher APYs. Third, at least one direct deposit must post to the account per statement cycle. All Power Checking account statements will be generated as of the last business day of the month. Power Checking is a variable rate account, and the interest rate and APY may change at any time at the bank’s discretion. The average daily balance method is used to calculate the interest on this account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. There is a $100 minimum opening deposit for this account.

1 Fees will apply for rush delivery of bill pay transactions.
Power Checking accounts not receiving electronic e-statements will earn interest at the non-qualified tier.
ATMs not owned by Cornhusker Bank and not part of the MoneyPass network may charge you a fee. Some MoneyPass limitations may apply in Nebraska.

 

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